Property Bridging Finance

Access Your Money Before Registration Completes

The property sale is done, but registration and transfers could take weeks, even months. And you need money now.

This is a common case for sellers, agents, and conveyancers.

Property bridging finance gives you access to money that’s already yours, while you wait for registration. No monthly repayments. Transparent pricing. Fast turnaround.

What Is Property Bridging Finance?

Property bridging finance unlocks money tied up in property transactions.
When a property is sold, there’s a gap between the sale agreement and final registration. During that time:

  • Sellers can’t access their sale proceeds.
  • Estate agents can’t access their commission.
  • Conveyancers manage clients frustrated by cash flow pressure.

That gap can last weeks or months. Bills don’t wait. New property deposits don’t wait. Life doesn’t wait.

Property bridging finance bridges that gap. You get a portion of your money now.

When registration completes, the advance is settled automatically from the proceeds or commission.

It’s not a traditional bank advance. You’re not taking on new debt or monthly repayments. You’re simply accessing money you’re already owed, faster.

Transactions

Million Advanced

Deals

Our Property Bridging Solutions

We offer three property bridging solutions, one for each key player in property transactions.

Seller Advance

For property sellers awaiting transfer

Access part of your net sale proceeds before registration completes.

  • Deposit on your next property purchase.
  • Rates and taxes clearance.
  • Compliance certificate costs.
  • Moving expenses.
  • Personal cash flow needs.

Property sellers with signed sale agreements awaiting registration. You need a conveyancing attorney involved in your sale.

You apply with your sale agreement and property details. We assess quickly. You receive a portion of your net proceeds within 24 hours of approval. Your attorney settles the advance and weekly fee from sale proceeds at registration. No monthly repayments.

Seller Advance Qualifying Criteria

You can apply if:

  • You have a signed sale agreement or secured proceeds for your property.
  • You have a property practitioner (estate agent) involved in the sale.
  • You have a conveyancing attorney managing the transfer.
  • Registration is pending (not yet complete).
  • You need access to your sale proceeds now.

Estate Agent Advance

For estate agents and agencies

Access a large portion of your commission within 24 hours—before registration completes.

  • Marketing campaigns for new listings.
  • Office costs and operational expenses.
  • Personal cash flow during irregular commission income.
  • Keep your business moving between sales.

Estate agents and agency principals with confirmed sales and commission due. Agent advances require agency approval. Agencies can manage advances for multiple agents.

You request your advance through QuickComm (our digital platform) or directly. We process swiftly. You receive part of your commission within 24 hours. The conveyancer settles the advance and weekly fee from your commission at registration. No monthly repayments.

Estate Agent Advance Qualifying Criteria

You can apply if:

  • You are a registered estate agent in South Africa.
  • You have a confirmed sale with commission due.
  • A conveyancer is appointed to manage the property transfer.
  • Agent advances require agency approval.
  • Agencies can apply on behalf of multiple agents.

Conveyancer Advance

For conveyancing practices

Enable your clients (sellers and agents) to access funds before registration—improving service and reducing transfer delays.

  • Improves client satisfaction during complex transfers.
  • Reduces delays caused by client cash flow issues.
  • Positions your firm as solution-oriented and client-focused.
  • Minimal admin burden with Quick Rates digital tool.

Conveyancing attorneys who want to offer bridging finance solutions to seller clients and support estate agents on their transactions.

Your client applies. We assess and fund. You settle the advance and fees from sale proceeds at registration. Simple and streamlined.

Conveyancer Advance Qualifying Criteria

Your practice qualifies if:

  • You are a registered conveyancing attorney in South Africa.
  • You have clients (sellers or agents) who need bridging finance.
  • The property sale has a signed agreement (or secured proceeds) and registration is pending.
  • You want to offer value-added service to your clients.

Why Choose Taurus Capital For Property Bridging

Quick Rates | Taurus Capital
Quick Rates

Quick Rates – For Conveyancers
Digital workflow tool that streamlines advances for your practice.

QuickComm For Estate Agents | Taurus Capital
QuickComm

QuickComm – For Estate Agents
Digital platform for requesting and managing commission advances.

Access Your Funds

Stop waiting for registration. Get your money now and keep moving forward.

We’re here to help you navigate property bridging finance!

Why Bridging Finance Instead of a Traditional Bank Advance?

Bridging finance is designed for your exact situation.

You’re not borrowing against future earnings. You’re not taking on new debt. You’re accessing money you’re already owed—it’s just stuck in a process.

Here’s the difference:

Traditional Bank Advance
  • Requires credit checks and affordability assessments.
  • Monthly repayments that impact your cash flow.
  • Approval takes days or weeks.
  • May affect your credit profile.
  • Treated as new debt.

For sellers:

The advance is settled from your sale proceeds. You don’t make payments.

For agents:

The advance is settled from your commission. You don’t make payments.

Bridging finance understands property transactions. Banks don’t.

How Property Bridging Finance Works

Step 1: You Apply

Sellers and agents apply directly or through your attorney/conveyancer. Conveyancers facilitate applications for clients.

Step 2: Fast Assessment

We review your application quickly. Most decisions within 24 hours.

Step 3: You Receive Your Funds

Same-day payment available for early applications. Funds transferred directly to you (or your attorney’s trust account for seller advances managed by conveyancers).

Step 4: Automatic Settlement at Registration

When the property registers, the advance and weekly fee are settled automatically from proceeds or commission. No action required from you.

Client Results

Taurus Capital is a proud member of the Bridging Finance Association of South Africa (BFASA), upholding the highest ethical standards in bridging finance.

Backed by Opus18 Capital Partners, we provide stable, principled funding solutions for South African property professionals.

Taurus Capital is also a partner of the NSBC.

Property Bridging Finance News

Apply To Keep Moving Forward

Not sure which solution is right for you?

Have questions? Contact our team —we’re here to help you navigate property bridging finance.


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