Julian has been of exceptional service to me! I would recommend his services to anyone. Very efficient and reliable. If he says he will get back to you, rust him,he definitely will. Management needs to give Julian a bonus!!
Property Bridging Finance
Bridging the Gap
We turn pressing financial moments into opportunities for powerful growth.
Since 2016, Taurus Capital has specialised in bridging finance for South Africans who need access to money they’re already owed. Whether you’re waiting for property registration, RAF payment, or navigating business cash flow gaps, we bridge that gap.
Fast decisions. Transparent pricing. Ethical standards. Built for South African realities.
Who We Are
Taurus Capital is a non-bank specialist in bridging finance and short-term funding solutions.
We serve individuals, professionals, and businesses across South Africa, strategically centred on:
Individuals: Property sellers awaiting transfer. RAF claimants waiting for settlements.
Professionals: RAF attorneys. Estate agents. Conveyancers.
Businesses: Property developers. Business owners with real assets and growth plans.
These are our chosen niches, allowing us to focus on what we do best. That is applying deep expertise to develop purpose-built solutions for property, RAF, and term funding.
We keep our ears to ground regarding market developments and expanding needs, so that our offering evolves accordingly.
What We Do
We provide bridging finance solutions that unlock access to money you’re already owed—while you wait for the full payment.
- Seller Advance: Property sellers access part of sale proceeds before registration.
- Estate Agent Advance: Estate agents access commission before registration completes.
- RAFPay: RAF claimants access cash from settlements while waiting for RAF payment.
- RAF Attorney Advance: RAF law firms unlock operational funding on settled matters.
Structured term finance: Asset-backed term funding (R1-million to R20-million) for property developers and business owners.
2016 – Litigation Funding
Taurus Capital was founded as a litigation funding company in Melrose Arch. Between 2016 and 2018, we funded two to three cases, learning the complexities of legal finance.
2018 – Capricorn & Strategy Shift
Capricorn Capital Partners (now Opus18) acquired the business and partnered with the founders. We rebranded as Taurus Capital Finance Group.
Our strategy evolved: continue litigation funding and expand into financing professional services, starting with lawyers.
2019 – Growth & Specialisation
We began marketing “Law Firm Finance”, specialising in RAF firms. The first RAFPay pilot was launched.
2020 – RAFPay & Attorney Advance
RAFPay officially launched. We closed Law Firm Finance and launched Attorney Advance—shifting our focus from traditional lending to bridging finance.
Our team grew to 12 people.
2021 – Property Bridging & Investment
Property Bridging Finance was introduced in pilot mode. We invested in Valomate mid-year.
Our team grew to 16 people (plus Valomate).
2022 – Restructure & Expansion
A major restructure separated the Litigation Fund and the rest of Taurus Capital intoseparate companies.
Our team grew to 35 people (+13 Valomate).
2023 – Rebrand & New Leadership
Our rebrand was completed. We worked from Hollard while our offices at Capricorn were refurbished.
Stef and Marc joined as non-executives. Our team remained at 35 people.
2024 – Team Adjustments
Lorenzo Cardoso joined as CEO, bringing 16+ years of financial services expertise.
Our team size adjusted to 30 people.
2025 – Our Product Expansion
We expanded to new pillars (FlexiCap). Operating with 22 people by the end of 2025 (Valomate no longer under Taurus).
From litigation funding to specialist bridging finance: We’ve evolved deliberately, learning from each phase, building expertise in property and RAF bridging.
Backed by Opus18 Capital Partners
Taurus Capital is a subsidiary of Opus18 Capital Partners (previously Capricorn Capital Partners).
Opus18 Confidence:
Opus18 is a permanent capital vehicle with a multi-decade track record in asset management, lending, insurance, retail, and industrial holdings.
They emphasise craftsmanship, patience, and long-term “Partnership Investing”—no fleeting short-term exits or quarterly pressure.
Our relationship with Opus18:
- Opus18 is our majority shareholder and active partner in growth.
- They provide long-term stability (permanent capital means we’re not beholden to investor exit timelines).
- Strategic input and a trusted sounding board for major decisions.
- Deep global networks and aligned values (trust, excellence, patient capital).
- They don’t just fund—they walk with us to deliver sustainable value.
Why this matters to you:
Opus18’s backing means we’re here for the long term. We’re not a fly-by-night operation. We’re backed by permanent capital, strong governance, and a partner who shares our commitment to ethical, client-focused finance.
Our Purpose, Mission And Vision
Our Purpose
Bridging the Gap
Our Mission
Fuel success
Our Vision
Rewrite the story of short-term finance.
Our Values
Our values guide how we work, how we treat clients, and how we make decisions every day.
Honesty and clarity in all actions. Take responsibility and build trust with clients, employees, and partners. Own our decisions and aim to do right by everyone.
Reject “lazy thinking” and default industry norms. Stay flexible and creative in tough, highly regulated industries. Use deep expertise to build smart, tailored solutions.
Continuously push to do better and exceed the norm. Push boundaries to create shared benefit and standout performance.
Protect the business and clients while pursuing long-term, steady growth. Stay alert to risk to set clients and the business up for success.
Build a warm, respectful, and inclusive environment. Support people and their growth. When the team thrives, everyone succeeds.
Our Approach
We develop forward-thinking bridging solutions tailored to South African realities and problems.
How we work:
- Identify niche bridging opportunities in specific sectors (property, RAF, professional services, term finance).
- Collaborate with clients and expert teams to co-create solutions.
- Combine practical thinking, commercial intelligence, and core risk management principles.
- Tackle challenges with tenacity and urgency, then scale successful solutions to wider audiences.
We leverage individual strengths toward a collective goal: transforming niche markets with better bridging finance.
Our Impact: By the Numbers
Since our founding, we’ve helped thousands of South Africans access funds when they needed them most.
Transactions
Million Advanced
Deals
Conveyancers
Client Results
Improve Her Life
One of our clients was able to significantly improve her life and wellbeing of her family. We gave her an opportunity to build a house in addition she invested in a school transport, which now serves as a source of income and financial stability.
The advance has enabled her to better support her child who has special needs.
Extremely Happy
“I was initially planning to buy a second hand car, but after lengthy discussion with you I then opted for a new car, my wife and kids we extremely happy and we are able to take my child to his special school and no longer having to put him in taxis which are unreliable at times, thank you Taurus Capital, please help other accident victims”.
Pleasure Working With You
I had the pleasure of meeting Elschen this week and was genuinely impressed. She has a strong command of her field, communicates with ease, and brings a sharp sense of humor and insight to the room.
She effortlessly engaged a large group and addressed questions clearly and thoughtfully. Her professionalism and work ethic stood out.
Elschen, it was a pleasure working with you, and I have no doubt your skills are highly valued by those who work with you. -Enzo
Most Amazing Service
Working with the Taurus group has been an absolute blessing! The most amazing service, quick and efficient. When it comes to bridging finance, Taurus is the only way to go. I know when I submit my application, that the payment will be done without any hassle. I strongly recommend Taurus!
An Absolute Blessing
Taurus group has been an absolute blessing! Their service is quick and efficient. Taurus Capital is the only bridging company I will ever use. A special thanks to Elschen Bornman for her exceptional service. Only a phone call / whatsapp away for help. Elschen you are a gem for this company. High five for Taurus Capital and Elschen Bornman.
5-Star Recommendation
This company is outstanding. I called after hours and was helped with the same friendliness as if it were 8am. A special thank you to the amazing lady with the difficult name (I’ll call you Elle) — your patience and clear explanations meant the world. Grateful for your professionalism. Easy 5-star recommendation!
Taurus Capital is a proud member of the Bridging Finance Association of South Africa (BFASA), upholding the highest ethical standards in bridging finance.
Backed by Opus18 Capital Partners, we provide stable, principled funding solutions built for South African realities.
Taurus Capital is also a partner of the NSBC.
Trust and Legitimacy: BFASA Membership
Taurus Capital is a proud member of the Bridging Finance Association of South Africa (BFASA).
BFASA is a group of bridging finance companies working for the sector’s sustainability. Formed to ensure long-term sustainability of bridging finance in current and future economic environments.
BFASA participates in sector forums, enables information sharing, and promotes ethical, socially responsible conduct by members.
What this means for you:
Our BFASA membership shows our commitment to ethics, industry standards, and healthy collaboration. We’re a legitimate, regulated player—not an informal lender.
Our Accreditations & Associations
Bridging Finance News
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The Bridge is Yours to Cross
Discover how Taurus Capital can help you access the funds you need.
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