FlexiCap: Asset-Backed Funding for Growth and Projects
Do you have real assets and a clear strategy, but traditional banks don’t understand your timeline or cash flow? What if you could access asset-backed funding designed around your project, not a rigid bank formula?
FlexiCap, Structured Term Finance, gives property developers and business owners R1-million to R20-million in asset-backed funding for 3 to 24 months.
Repayments align to your cash flows and exits. Security backed by property, JSE shares, or cash.
Fast decisions. Transparent pricing. Built for South African realities.
What You Need to Know
Security – Asset-backed by:
- Non-primary residence property (unencumbered or with available equity).
- JSE-listed shares.
- Cash collateral.
Funding Amount: R1-million to R20-million, depending on collateral and deal structure.
Term Length: 3 to 24 months. Longer terms may be considered for strong projects.
Interest Rate: Fixed, risk-based rate determined by collateral quality, exit strategy, and project or business strength.
Flexible repayment structure. Repayments can be structured as:
- Monthly interest with capital at exit.
- Bullet repayment at project completion.
- Custom schedules aligned to cash flow milestones.
Who Is FlexiCap For?
FlexiCap for Property Developers
Fund land acquisition, planning, servicing, construction, or phase-to-phase bridging with terms aligned to your development timeline.
FlexiCap for Business Owners
Access working capital, purchase assets, fund growth initiatives, or bridge receivables with flexible repayment options tied to your business cash flows.
Both benefit from the same core structure: asset-backed security, fixed risk-based rates, and repayment flexibility.
Application Time: Applications are typically assessed within three to five business days. Complex deals may require additional review.
